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PM Vishwakarma Scheme: MSME Skill Development & Credit Support

PM Vishwakarma Scheme: MSME Skill Development & Credit Support

Medium⏱️ 10 min read98% Verified
polity and governance

📖 Introduction

<h4>Introduction to PM-WANI</h4><p>The <strong>Prime Minister's Wi-Fi Access Network Interface (PM-WANI)</strong> framework is a transformative initiative by the Government of India. It aims to significantly enhance <strong>internet accessibility</strong> across the nation, particularly in rural and underserved areas.</p><p>The core objective is to establish a robust network of <strong>public Wi-Fi hotspots</strong>. This initiative is a vital component of India's broader <strong>Digital India mission</strong>, striving to provide widespread and affordable internet access to all citizens.</p><div class='info-box'><p><strong>Launch:</strong> Launched in <strong>2020</strong> by the <strong>Department of Telecom (DoT)</strong>.</p><p><strong>Status:</strong> As of <strong>November 2023</strong>, <strong>246,993 hotspots</strong> have been installed across India, demonstrating rapid progress in its deployment.</p></div><h4>Understanding the PM-WANI Ecosystem</h4><p>The <strong>PM-WANI framework</strong> operates through a decentralized and collaborative ecosystem involving four key entities. Each plays a crucial role in delivering seamless public Wi-Fi services.</p><ul><li><strong>Public Data Office (PDO):</strong> This is the entity responsible for establishing, maintaining, and operating <strong>PM-WANI compliant Wi-Fi hotspots</strong>. PDOs procure internet bandwidth from telecom or internet service providers and deliver broadband services directly to subscribers, ensuring <strong>last-mile connectivity</strong>.</li><li><strong>Public Data Office Aggregator (PDOA):</strong> The PDOA provides essential aggregation services to PDOs. These services include <strong>authorization</strong> and <strong>accounting</strong>, which are critical for managing the network and facilitating service delivery to end consumers.</li><li><strong>App Provider:</strong> This entity develops a dedicated application that allows users to register and easily discover nearby <strong>PM-WANI compliant Wi-Fi hotspots</strong>. The app also authenticates potential broadband users for accessing the internet service.</li><li><strong>Central Registry:</strong> This is a central database that maintains the details of all registered <strong>App Providers</strong>, <strong>PDOAs</strong>, and <strong>PDOs</strong>. It acts as the backbone for the entire ecosystem, ensuring smooth operation and compliance.</li></ul><h4>Role of C-DoT in PM-WANI</h4><p>The <strong>Central Registry</strong> for the PM-WANI framework is currently managed by the <strong>Centre for Development of Telematics (C-DoT)</strong>. C-DoT plays a pivotal role in ensuring the integrity and functionality of the PM-WANI ecosystem.</p><div class='info-box'><p><strong>About C-DoT:</strong> Established in <strong>1984</strong>, C-DoT is an autonomous <strong>Telecom R&D (Research and Development) centre</strong> under the <strong>Department of Telecom (DoT)</strong>, <strong>Ministry of Communications</strong>. It is registered as a society under the <strong>Societies Registration Act, 1860</strong>.</p></div><h4>Distinguishing PM-WANI from PM Vishwakarma Scheme</h4><p>It is crucial for UPSC aspirants to differentiate between similar-sounding government schemes. The initial description in the source material, though provided under the PM-WANI heading, actually refers to the <strong>PM Vishwakarma Scheme</strong>.</p><p>While <strong>PM-WANI</strong> focuses on expanding <strong>public Wi-Fi access</strong>, the <strong>PM Vishwakarma Scheme</strong> is designed to support traditional artisans and craftspeople, empowering them through skill development and financial assistance.</p><div class='info-box'><p><strong>PM Vishwakarma Scheme Key Details:</strong></p><ul><li><strong>Beneficiaries:</strong> Provides recognition through a <strong>PM Vishwakarma Certificate</strong> and an <strong>ID Card</strong> to traditional artisans.</li><li><strong>Training & Tools:</strong> Offers a stipend of <strong>Rs 500 per day</strong> for skill training and a <strong>Rs 15,000 grant</strong> for purchasing modern tools.</li><li><strong>Category:</strong> A <strong>Central Sector Scheme</strong>.</li><li><strong>Nodal Ministry:</strong> <strong>Ministry of Micro, Small and Medium Enterprises (MoMSME)</strong>.</li><li><strong>Lending Institutions:</strong> Includes <strong>Scheduled Commercial Banks</strong>, <strong>Regional Rural Banks</strong>, <strong>Small Finance Banks</strong>, <strong>Cooperative Banks</strong>, <strong>NBFCs</strong>, and <strong>Micro Finance Institutions</strong>.</li><li><strong>Credit Support:</strong> Beneficiaries are eligible for <strong>collateral-free credit support</strong> of up to <strong>Rs 1 lakh</strong> (first tranche) and <strong>Rs 2 lakh</strong> (second tranche) at a low interest rate.</li><li><strong>Eligibility:</strong> Targeted specifically for the <strong>MSME sector</strong>, open to individuals from school dropouts to those with an <strong>M.Tech degree</strong>.</li></ul></div><div class='exam-tip-box'><p><strong>UPSC Insight:</strong> Always pay close attention to the specific objectives and target beneficiaries of different government schemes. Confusing <strong>PM-WANI</strong> with <strong>PM Vishwakarma</strong> can lead to incorrect answers in both Prelims and Mains. Understand their distinct mandates.</p></div>
Concept Diagram

💡 Key Takeaways

  • PM-WANI is a 2020 DoT framework for public Wi-Fi hotspots, part of Digital India.
  • It aims to provide affordable, widespread internet, especially in rural areas.
  • Ecosystem includes PDOs (hotspot operators), PDOAs (aggregators), App Providers, and a Central Registry.
  • C-DoT manages the Central Registry, an autonomous R&D centre of DoT.
  • As of Nov 2023, over 2.4 lakh hotspots are installed.
  • Distinct from PM Vishwakarma, which supports artisans with skill training and credit.
  • Crucial for bridging the digital divide, promoting economic growth, and enhancing e-governance.

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📚 Reference Sources

Department of Telecommunications (DoT) official website - PM-WANI guidelines and updates
Centre for Development of Telematics (C-DoT) official website - details on C-DoT's role and history
Press Information Bureau (PIB) releases regarding PM-WANI progress (e.g., hotspot numbers)