Rising Costs for Senior Citizens Under Ayushman Bharat - Economy | UPSC Learning
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Rising Costs for Senior Citizens Under Ayushman Bharat
Medium⏱️ 8 min read
economy
📖 Introduction
<h4>Rising Healthcare Costs for Senior Citizens Under Ayushman Bharat</h4><p>The <strong>Union Ministry of Health and Family Welfare</strong> recently released crucial data. This information sheds light on significant trends within the <strong>Ayushman Bharat Health Insurance Scheme (PM-JAY)</strong>.</p><div class='key-point-box'><p>The data specifically highlights the <strong>increasing financial burden</strong> associated with providing healthcare to the <strong>elderly population</strong> in India. This burden is particularly pronounced for individuals aged <strong>70 years and above</strong>.</p></div><h4>Understanding Ayushman Bharat (PM-JAY)</h4><p><strong>Ayushman Bharat</strong>, officially known as <strong>Pradhan Mantri Jan Arogya Yojana (PM-JAY)</strong>, is a flagship initiative of the <strong>Government of India</strong>. It represents a monumental step towards achieving <strong>Universal Health Coverage (UHC)</strong> across the nation.</p><div class='info-box'><ul><li><strong>Launch:</strong> A flagship scheme of the Government of India.</li><li><strong>Objective:</strong> To move towards <strong>Universal Health Coverage (UHC)</strong>.</li><li><strong>Recommendation:</strong> Aligned with the <strong>National Health Policy of 2017</strong>.</li><li><strong>Global Alignment:</strong> Aims to meet <strong>Sustainable Development Goals (SDGs)</strong>, particularly the commitment to <strong>"leave no one behind"</strong>.</li></ul></div><p>The scheme's core objective is to ensure that no Indian citizen is left without access to essential healthcare services due to financial constraints. However, the rising costs for seniors present a significant challenge to this goal.</p>

💡 Key Takeaways
- •Union Health Ministry data shows rising healthcare costs for seniors (70+) under Ayushman Bharat.
- •Ayushman Bharat (PM-JAY) is a flagship scheme for Universal Health Coverage (UHC), aligned with National Health Policy 2017 and SDGs.
- •The increasing financial burden on the elderly poses a challenge to PM-JAY's goal of 'leave no one behind'.
- •Gaps exist in coverage for chronic outpatient care, diagnostics, and post-hospitalization rehabilitation for seniors.
- •India's aging population intensifies the demand for geriatric care, pressuring healthcare funding models.
🧠 Memory Techniques

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📚 Reference Sources
•Union Ministry of Health and Family Welfare Reports (General reference for PM-JAY data)
•National Health Policy 2017 Document
•World Health Organization (WHO) resources on Universal Health Coverage (UHC)